Effective Date: July 16, 2025

Welcome to Pass Cash Investing (“we,” “our,” or “us”). By using our Accounting SaaS software and financial services (the “Services”), you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read these Terms carefully.

1. Acceptance of Terms

By accessing or using our Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use our Services.

2. Services Provided

Pass Cash Investing, a company formed in Montana, USA, offers Accounting SaaS software, Point of Sale (POS) services, and related financial tools to assist businesses and individuals in Montana, USA, and the Caribbean.

3. User Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use our Services.

4. Account Registration and Security

• You agree to provide accurate and up-to-date information during registration.

• You are responsible for safeguarding your account credentials.

• You agree to notify us immediately of any unauthorized use or security breach.

5. Use of Services

• You agree to use the Services only for lawful purposes and in accordance with all applicable laws.

• You shall not use the Services to engage in fraudulent, illegal, or harmful activities.

6. Payment and Fees

• Use of the Services may involve fees or subscription charges.

• Fees are described in your subscription agreement or as otherwise disclosed.

• All payments must be made in U.S. Dollars (USD) or applicable local currency.

7. Intellectual Property

All content, software, trademarks, and intellectual property related to Pass Cash Investing are our exclusive property or licensed to us. You agree not to copy, modify, or distribute our intellectual property without prior written consent.

8. Data Privacy and Security

We are committed to protecting your data. Our Privacy Policy explains how we collect, use, and secure your information. By using our Services, you consent to such practices.

9. Limitation of Liability

To the fullest extent permitted by law, Pass Cash Investing shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services.

10. Indemnification

You agree to indemnify and hold harmless Pass Cash Investing and its affiliates from any claims, damages, or losses arising out of your violation of these Terms or misuse of the Services.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, and without prior notice.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Montana, USA, and where applicable, the laws of Caribbean jurisdictions. Any disputes shall be subject to the exclusive jurisdiction of courts located in Montana.

13. Changes to Terms

We reserve the right to update or modify these Terms at any time. We will notify you of significant changes by posting updated Terms on our website. Your continued use of the Services constitutes acceptance of the updated Terms.

14. Contact Us

If you have questions or concerns about these Terms, please contact us at:
Email: support@passcash.com