USD Digital Physical Card – Overview and How It Works

The USD Digital Physical Card is a modern, secure card solution designed for digital-first users. It combines the flexibility of a virtual card with the convenience of a physical card that is fully NFC-enabled. This card is ideal for online purchases, subscriptions, and contactless payments via mobile wallets.

 Key Features

Unified Card Number: The web-based (virtual) and physical versions share the same card number.

NFC-Enabled: Tap-to-view feature allows users to reveal card details only after entering a secure PIN.

Pre-Coded for NFC: Physical cards are pre-configured and ready for use.

Digital Use Only: While physical in form, this card is designed exclusively for digital transactions. It cannot be swiped or used at ATMs.

Pricing

Card Issuance Fee: $25 USD per card (one-time)

Card Load Fee: $1 + 2% of the amount being loaded

Usage Examples

Online shopping on e-commerce platforms

Subscription services like Netflix, Apple Music, and Spotify

Business tools such as Google Ads, Meta Ads, or SaaS platforms

Security Features

Card details are not printed on the card

Card information is only visible after PIN verification when tapped

All mobile wallet transactions are tokenized for added security

Shipping Information for Caribbean Users

Caribbean-based users who wish to receive the physical USD card must provide a U.S. shipping address. This can be a U.S. mailbox forwarding service or a personal U.S. address. The card will be shipped to that address and then forwarded to the user in the Caribbean.